Services and Philosophy

Performing technical and administrative reviews of narrative and form appraisal reports requires not only knowledge of OTB, FRC, OTS, OTC, FDIC, NCUA, FNMA, IRS, Regulation Z, CFPB, and USPAP guidelines but also requires years of experience in the particular property type by a qualified appraiser. ARC has this experience.

Our services are supervised by a designated Member of the Appraisal Institute (MAI,SRA) to ensure the highest quality review and reporting in the industry. Our chief review appraiser also holds the following designations: MAI, SRA, CCIM, CMEA, CPM, and a prior ASA & FRICS. For business valuation an advanced CVA candidate: National Association of Certified Valuation Analysts.

• Develop and implement appraisal review policies, guidelines, and procedures in accordance with Interagency Guidelines found in the Dodd-Frank Act, FIRREA, FDIC, and USPAP along with federal and state guidelines.

• Manage all aspects of the valuation process from appraiser selection and engagement to appraisal review. This can include developing and maintaining an approved appraiser roster.

• ARC is the only AMC providing Complete Valuation Services (CVS) which include: Certified Machinery & Equipment Appraisals, Certified Business Valuation and Our Trademarked CVS for SBA Lenders.

• Analyze existing loan portfolio for potential risks; recommend updated appraisals or evaluations based upon current market conditions. This can include desk reviews or field reviews of appraisals and evaluations for existing loans.

• Analyze OREO portfolios to monitor changes in the market, identifying potential collateral and valuation issues. Perform due diligence to determine if market conditions are such to require an evaluation or updated appraisal.

• Develop valuation analyses that you can actually use for decision making, presenting multiple scenarios for REO with valuation estimates utilizing differing marketing parameters.

• Provide training to staff regarding USPAP, current appraisal theory, appraisal review, federal and state guidelines, keeping lenders up to date on the current and ever-changing regulatory requirements applicable to commercial and residential real estate lending as well as M & E and Business lending for SBA Lenders.

How We Help Lenders

•  As a third-party appraisal management service ARC will enhance appraisal procedures and guidelines to ensure compliance with local, state and federal regulations.

•  ARC provides carefully reviewed, credible appraisal reports to support collateral assets which aid in reducing lender risk and exposure.

•  ARC trains lender staff  on current industry information regarding appraisal guidelines which will lead to a better quality loan product, while at the same time reducing risk and exposure to our lender partners.

•  ARC utilizes the most competent and qualified appraisers in the immediate local market area. Assuring that the most geographically competent appraisers are performing our partners valuations.

Contact us

Alabama - California - Florida - Tennessee and Growing

P.O. Box 531154, Birmingham, AL 35253
Phone: 205.383.3363 | Alabama AMC Registration Number: AL0019

8033 W. Sunset Blvd #966, West Hollywood, CA 90046
Phone: 323.300.5545 | California AMC Registration Number: 3003197

Tennessee License Number: TN 219

Florida License Number: MC308


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